TigerTom's tips on commercial lendersTIP: Shop around. Get quotes from 4 commercial lenders. You may be able to save yourself thousands of pounds. Don't choose a provider just because they have the lowest rates. Consider the overall, long term cost. Commercial lenders - Ask about:
How long they've been in business;
Areas covered;
If they're insurance backed;
If they offer a guarantee;
Any (hidden) fees? What should you look for in a commercial lender? You need someone trustworthy, who talks your language, and gives good, fast support. The internet is a mammoth, free yellow pages. Who can you trust? Contact TigerTom NOW! Something to look out for in any commercial lenders web site how old the site is. Is it a new arrival, or has it been around for yonks? Another thing is whether it has a physical address: P.O. Boxes or 'Suites' don't count. Are they regulated by the Financial Services Authority? Do they have a Consumer Credit Licence? TigerTom.Com does not trumpet how great it is, how many features it offers, what splendid thoughts went into its creation. Rather, TigerTom.Com is interested in helping you find the commercial lenders you need. Don't get me wrong, this is not a charity. I expect to make a fat profit on whatever I do. It I don't, I go out of business.
Other web sites that talk about commercial lenders are faceless, anonymous. You have no idea who you're dealing with. They could be working out of a penthouse suite in Threadneedle Street, or a garden shed. TigerTom.Com is the brainchild of one man, T. O' Donnell, and his philosophy is to give you what you want, the highest quality, at a price that reflects its worth. There are a bewildering variety of commercial lenders on the internet. That's if you can find them. All those web sites that think that if they show you seventy different, minute links on the same page, you can actually scan them all to find what you want. Not here. Here, on most pages, you'll see a great big hyperlink to the main focus of the page, which is usually 'contact TigerTom', or 'get the free software', or both.
I hope you can find useful info on commercial lenders on this page. Too many web sites couch their offers in terms of what suits them, not you. 'Tiger' Tom O' Donnell is no saint. This is not a charity. However, I want you to be happy, and get what you need, quickly, and simply. If y'cant, let me know. If your credit is still not good enough, talk to family and friends and see if you can find someone with a good credit rating to sign with you, or just help you out a little. Try to keep the duration of the commercial loan as brief as you can. If the agreed repayment time is too long, you will be paying a lot more in interest, thus the total cost will be higher. Ask many commercial lenders for quotes and compare both the monthly payments (to see if they fit your budget) and the total payment at the end of the loan term (to get an accuratel idea of which deal suits you better). You should also be aware of the penalties applied when extending the the loan duration, in case you need additional repayment time. Any financial web site should have a Privacy Policy. What are they going to do with your info once they've got it? In practical terms, you are on umpteen databases simply by existing. You can ease your aggravation with the cold calls by saying "I'm sorry, I don't want any financial products at this time, thank you, good day", and hanging up, three seconds into the conversation. Puts them on the back foot. Polite, but swift and direct. The most important decisions should not be made without the right information first. Contact us for free advice about commercial lenders problems or questions. | 
