| I don't offer self employed mortgages UK out of my own pocket; this site is a one man band, and time is limited(!). I have one good associate company I pass enquiries on to, for each of the three main types finance I deal with. What does this mean?
It means you'll get one company getting in touch with you about your self employed mortgages UK needs. And that's it. No 'phone ringing off the hook, with calls from Dodgy-self-emp-mortgages-uk-4Yoo.co.uk and its ilk, for the next two weeks. Unless you've given your contact data to a few other sites before you found TigerTom.Com. Ooops-a-daisy!
I get enquiries all the time from guys based in India looking to sell me 'leads' (customer data) gleaned by them from their internet sites. A nice little business for them, but a pain in the fundament for the customer. If you want to get self employed mortgages UK, the property you buy has to be worthy of one. This means it should: - Be structurally sound i.e. not a wreck;
- Be brick built (not a mobile home or other temporary structure);
- Ideally have no outstanding attachments or liens on it (loans or mortgages);
- Clear Title (the current owner is the sole and legal owner of record).
While self employed mortgages UK at any price may seem a good idea, getting a fat loan at the limit of your credit is not the wisest move. You should be looking at getting the property you want, for the least self employed mortgages UK you can wheedle. This means having a serious chat with yourself, or your partner. You need to ask "What do I/we want the property for? What purpose is it to serve?" It's not like you're buying a DVD recorder. An extra twenty grand on the price can add years to your repayment schedule; money that could be saved up for your retirement, for an emergency, or the children's schooling. Many self employed mortgages UK providers will offer or include buildings and contents insurance and/or Mortgage Payment Protection Insurance (MPPI). You may be able to get a better deal on insurance from an independent broker, so don't be lazy; shop around for a bit. It's amazing how lazy some people can be. They know they've got a bad credit rating, they know what they've got to do to improve it: settle up with creditors, and get on to CallCredit, Experian and Equifax, and make sure black marks are removed, or ameliorated, but it just seems too much trouble. So instead they incur thousands of pounds in extra interest and charges on their self employed mortgages UK, all for want of a bit of bureaucratic persistence. Nutty! Here's another tip: be wary of internet sites with names like Go4self-employed-mortgages-uk.co.uk or Your-self-employed-mortgages-uk.gb.uk. These sites are often the tertiary site of the real self employed mortgages UK provider; they might be a big name in the business, or they might be a few East London geezers chancing their arm in the self employed mortgages UK leads game.
The site may have been set up by a big provider to focus solely on self employed mortgages UK, and get more internet 'traffic' from people looking for same, or it may just be a 'throwaway' site with no proper support, run by people who sell on your contact information. Internet sites of this type won't be able to help you with unusual queries. Your information will be flogged on to three or more 'real' self employed mortgages UK providers, with the result your phone will be ringing off the hook for the next two weeks with calls from eager salesmen, flicking through a database, and finding your name. Do a budget. Make sure you use realistic figures. Keep all of your receipts, or keep a record, for all of the money that you spend for a month. Use that to help you compile the first draft. Be prepared to review and update it regularly. A co-ordinated budget allows you to get the most home for your money without busting yourself, while cutting down wasteful spending. | 
